TAIB takaful for EMAS
BANDAR SERI BEGAWAN
MEMBERS of the Emergency Medical and Ambulance Service (EMAS) team received insurance plans after a memorandum of agreement (MoA) was signed between the Ministry of Health (MoH) and Insurans Islam Tabung Amanah Islam Brunei (TAIB) Sdn Bhd yesterday.
Under the agreement, 224 EMAS members, including paramedics, will receive worldwide insurance (takaful) coverage benefits under the TAIB Group Family Takaful Plan. It covers potential accidents, death and disabilities (permanent or temporary) 24 hours a day.
Additional protection will also be provided by TAIB to EMAS members who are already affected by a pre-existing illness, in the case that they encounter death or permanent disability, due to the illness.
The one-year insurance coverage, set to start on January 1 next year, will be in effect regardless of whether an EMAS worker is on duty or not.
These terms were explained by Managing Director of Insurans Islam TAIB, Hj Osman Hj Md Jair, during his speech at the ceremony.
Meanwhile, MoH Director of Policy and Planning cum event chairperson Hjh Zahrah Dato Paduka Hj Md Hashim explained that the ministry had formed a special task force, Division of Occupational Health at the MoH Department of Health Services, to assess the occupational risks involved with being an EMAS member.
“EMAS members hold crucial roles in the treatment and handling of pre-hospitalisation patients. Thus EMAS has been identified as one of the key services that contributes directly to the overall success of quality medical and health services,” she said.
Present to witness the signing was Minister of Health Yang Berhormat Pehin Orang Kaya Johan Pahlawan Dato Seri Setia Hj Adanan Begawan Pehin Siraja Khatib Dato Seri Setia Hj Md Yusof.
“It is important for the MoH to look after the welfare of not only the EMAS staff, but also the welfare of their families, as anything can happen while the EMAS members are on the job,” said the minister, on the sidelines of the event.
When asked if there were future plans for other healthforce workers to also receive insurance plans under the ministry, the minister said that “an assessment would have to be made – professionally and according to international standards – to determine which categories of health workers also experience high risks during the job.”
According to statistics provided by the MoH Division, the EMAS team attends to more than 450 emergency calls from the Brunei-Muara district every month, with 512 calls received in November this year alone.
The EMAS team attended 41 road traffic accidents in the Brunei-Muara district alone last month.
The Brunei Times